Introductory offer

5% back in Walmart stores for the first 12 months.

Cash Back


Regular APR

17.99% - 26.99% (V)

Annual Fee


Foreign Transaction Fee



You can activate your Walmart® Credit Card online or over the phone.


You can pay your bill either on the phone call or online through the app.

Customer Service



Walmart® Credit Card

From good To exceptional ( Credit Recommended 700-850 )

Walmart® Credit Card

The Walmart Credit Card is best for people with good or excellent credit who frequently shop at Walmart, especially, and live near a location with an attached gas station. The Walmart Card’s rewards rates range from 2% back to 5% back, depending on the type of purchase made. Cardholders earn 5% back on Walmart purchases made online or through the Walmart mobile app, even those later picked up at a Walmart store location. Normally, in-store purchases get you just 2% back – same as purchases made at Walmart and Murphy USA gas stations.

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pros and cons

No annual fee

Walmart Pay bonus

Better rewards online.

Gas rewards are good, but stations are limited.

Good credit needed for non-Walmart purchases.

High regular APR.


Annual Fee


Purchase APR

17.99% - 26.99% (V)

Foreign Transaction Fee


Cash Back


Credit Score


Cash Back Credit Cards For Gas

Whether you drive a little or a lot, these gas credit cards are great for anyone who finds themselves at the fuel pump. Get gas, get rewarded – it’s that simple.These cards are your best options for cash back on gas.

Cash Back Credit Cards For Student

While it can be difficult to get approved for a new credit card with a limited credit history, there are several major banks that offer credit cards designed specifically for college students. Students can get great cash back by using these cards.

Cash Back Credit Cards For Dining at Restaurants

If you’re always going out to eat or ordering in, how does saving 4% on all that spending sound? Just don’t fight over who gets to pay the bill.These cards are your best options for cash back on dining at restaurants.

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