There are no rewards, like points or cashback, for using this card.


Annual fee


Rewards rate


Intro APR



17.99% - 26.99% Variable

Foreign transaction fee



Applicate online

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

Check Your Status Online

If you are already a customer, log in to your account, click on the icon to find out if you pre-qualify.


By mail:

Home Depot Credit Services

P.O. Box 9001010

Louisville, KY 40290-1010

Consumer Payment Dept

6716 Grade Lane

Building 9, Suite 910

Louisville, KY 40213

Customer Service:

Home Depot Credit Services

P.O. Box 790328

St. Louis, MO 63179.

Phone number


Mon-Sat: 6:00 a.m. - 1:00 a.m. ET

Sun: 7:00 a.m. - 12:00 a.m. ET

Home Depot Consumer Credit Card

From good To exceptional ( Credit Recommended 690-850 )

Home Depot Consumer Credit Card

The Chase Ink Business Preferred offers a broad range of bonus categories that help cardholders maximize their rewards. Since the points you earn are ridiculously flexible, this card is ideal for business owners who want to redeem rewards in more than one way.

Read More


pros and cons

1-Year hassle-free returns

6 months deferred interest financing on purchases of $299 or more and up to 24 months financing during special promotions

Zero liability protection

Can only be used at The Home Depot stores and


Annual Fee


Purchase APR


Foreign Transaction Fee


Cash Back


Credit Score


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