Details of Pros

Long 0% purchase and balance transfer APR offer: Credit card introductory APR offers often last a year or 15 months. And many don’t offer an interest-free period on both purchases and balance transfers, or if they do, both aren’t likely to last for the same lengthy period. Because this one does, it’s a superb card for giving you the time to cut costs in more than one way. Just remember, like most cards, you will pay a balance transfer fee. In this case, it’s 3% of your transferred balance if you take advantage of the introductory fee offer (good for up to 120 days after account opening) and 5% after that.1  

Useful cardholder perks: You wouldn’t expect this card to have the kind of travel benefits or other perks that come with some rewards cards, but in fact, there are a few noteworthy features that don’t typically come on balance transfer cards, including cell phone coverage and travel accident insurance. (More on this in the Excellent Perks section below.)

Details of Cons

High standard APR: Like all promotional offers, this one won’t last forever. Once the 18 months are up, your interest rate will revert to the standard ongoing rate. Depending on your credit profile, that’s 16.49% to 24.49%.1 This is higher than the range on many competing cards, so carrying balances later will cost you.

No rewards: Often cards that offer a 0% APR on purchases and/or balance transfers also let you earn cash back for each dollar you spend, but this card doesn’t have a rewards program of any kind. That’s OK if your goal is getting out of debt, especially if the trade-off is a longer promotional period. That said, keep this in mind for when the introductory offers expire. If you want rewards later, you’ll need another card.



Wells Fargo Platinum Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Related Credit Card/Article

By signing on to Wells Fargo Online®.By mail. (Please include your credit card account number on your check)Regular mail: Wells Fargo Card Services, P.O. Box 51193, Los Angeles, CA 90051-5493Express mail: Lockbox Services 51193, Attn: WF Consumer Credit Card, 3440 Flair Drive, El Monte, CA 91731By
With one of the longer 0% introductory rate offers on the market, the Wells Fargo Platinum Visa Card can help you take control of debt or spread out big purchase payments. There’s no rewards program, but the potential savings on interest, plus some nice cardholder perks, may make this card worthwhile.
Wells Fargo Platinum Credit Card
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