Rewards:

 

Costs:

Annual fee

$495

Rewards rate

1%-1.25%

Intro APR

N/A

Cash Back

 5%–10%

Balance transfer fee

$0

Foreign transaction fee

None

 

details:

pricing details

The standard variable APR for purchases, balance transfers, and Citi Flex Plan for the Citi Prestige® card is 16.99% – 23.99%, based on your creditworthiness. Balance transfers must be completed within 2 months of account opening. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $0.50. Annual fee - $495 for the primary cardholder and $75 for each authorized user. Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit 

www.cardbenefits.citi.com.

Exceptional Travel Benefits

Complimentary 4thfourth Night Hotel Stay

Complimentary 4thfourth Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com (based on your average night stay, exclusive of taxes and fees).2

This benefit will be capped at 2 times each calendar year.

VIP Lounge Access

Enjoy complimentary access to hundreds of VIP lounges through Priority Pass™ Select.2

Up to $250 Travel Credit Every Calendar Year

There's no need to enroll, your credit is applied automatically to eligible travel purchases.2

Citi Prestlge® Card

From good To exceptional ( Credit Recommended )

Citi Prestlge® Card

Frequent travelers have had a long-lasting love affair with the Citi Prestige® Card (Review). This card offer is unique for its fourth night free on hotel stays of four nights or more, a valuable perk that could help you save hundreds or even thousands of dollars per year, if you stay at high-end properties. The Prestige used to be a powerhouse because you could use that benefit as often as you wanted, but now it’s capped at two uses per year. This new limitation is a bit of a downer, but most people shouldn’t mind too much because Citi stated that the average cardholder didn’t use that perk more than twice per year anyway.

Read More

01

pros and cons

5X ThankYou points on Air travel and Restaurants

3X ThankYou points on Hotels and Cruise Lines

No limit to the amount of points you can earn

Rewards never expire

$250 travel credit

Complimentary 4th night free on eligible hotel stays, capped at twice per year

Complimentary Priority Pass Select membership

Global Entry or TSA Pre✓ Application Fee Credit

No foreign transaction fees

Citi has a variety of airline travel partners, but unfortunately there are no hotel partners. You’ll find some popular and some less-popular airlines, and point values could reach 2 cents per point or higher.

Cost

Annual Fee

$495

Purchase APR

$0

Foreign Transaction Fee

None

Cash Back

5%–10%

Credit Score

Cash Back Credit Cards For Gas

Whether you drive a little or a lot, these gas credit cards are great for anyone who finds themselves at the fuel pump. Get gas, get rewarded – it’s that simple.These cards are your best options for cash back on gas.

Cash Back Credit Cards For Groceries

If you hit the supermarket all the time, then you might want to look into getting a credit card that rewards you for getting groceries. Here’s our take on the best credit cards for cash back on groceries.

Cash Back Credit Cards For Dining at Restaurants

If you’re always going out to eat or ordering in, how does saving 4% on all that spending sound? Just don’t fight over who gets to pay the bill.These cards are your best options for cash back on dining at restaurants.

Sponsored Links

Related Credit Card/Article

Journey® Student Rewards from Capital One®
If you’re a student with a limited credit history, the Journey Student Credit Card from Capital One is like taking an introductory course in the credit world. Your credit line will likely start off low, but the good news is you can graduate to a higher credit limit fairly quickly if you play your cards right. While some other student cards in this category offer reward programs with higher cash-back rates or other perks like introductory APR periods or sign-up bonuses, those programs may feel a bit advanced for “credit freshmen” to manage. Capital One’s card keeps it simple for those beginning their educational credit journey.
Journey® Student Rewards from Capital One®

Discover It® Student Chrome
If you are on the go, the Discover it® Student chrome may be a better option for you. It will allow you to earn 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter. No sign-ups or activation here. You simply shop and earn cashback. All other purchases will earn a 1% cash back automatically.
Discover It® Student Chrome

Southwest Rapid Rewards® Performance Business Credit Card
The Southwest Rapid Rewards® Performance Business Credit Card offers business owners a glimpse into the premium travel experience, featuring upgraded boarding’s, a Wi-Fi credit and a statement credit for Global Entry or TSA Precheck programs. It's not the complete luxury experience that some premium credit cards offer, but then again, the annual fee isn't as steep as you'll find on those cards, either. If you're a dedicated Southwest Airlines flyer who can take advantage of the card's perks, it can save you time and money.
Southwest Rapid Rewards® Performance Business Credit Card

Deserve® Edu Mastercard for Students
The Deserve® Edu Mastercard for Students is one of the best credit cards for international students because it has a $0 annual fee, a $0 foreign transaction, and no SSN requirement. Deserve EDU accepts the combination of a passport, proof of a U.S. bank account, and some other basic documentation instead of a Social Security number. The Deserve EDU Mastercard also rewards cardholders with 1% cashback on all purchases.
Deserve® Edu Mastercard for Students

The World Of Hyatt Credit Card
Although Hyatt isn't as big as its competitors, the outstanding value delivered by The World Of Hyatt Credit Card makes it worth considering for anyone who spends a lot of time in hotels. Not a Hyatt customer? See our best hotel cards for other options.
The World Of Hyatt Credit Card

Citi® Double Cash Card
The Citi® Double Cash Card is a no-annual-fee favorite. With a flat cashback rate on all purchases and a bonus amount added as you pay them off, you’ll find simple and strong rewards. Citibank occasionally offers an intro APR on balance transfers. When it does, you’ll typically find an impressive promotion.
Citi® Double Cash Card