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pricing details

The standard variable APR for purchases, balance transfers, and Citi Flex Plan for the Citi Prestige® card is 16.99% – 23.99%, based on your creditworthiness. Balance transfers must be completed within 2 months of account opening. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $0.50. Annual fee - $495 for the primary cardholder and $75 for each authorized user. Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Certain terms and conditions apply. Coverage details will be provided upon card membership or you can visit

Exceptional Travel Benefits

Complimentary 4thfourth Night Hotel Stay

Complimentary 4thfourth Night at a hotel of your choice after a minimum 4 consecutive night booking through (based on your average night stay, exclusive of taxes and fees).2

This benefit will be capped at 2 times each calendar year.

VIP Lounge Access

Enjoy complimentary access to hundreds of VIP lounges through Priority Pass™ Select.2

Up to $250 Travel Credit Every Calendar Year

There's no need to enroll, your credit is applied automatically to eligible travel purchases.2

Citi Prestlge® Card

From good To exceptional ( Credit Recommended )

Citi Prestlge® Card

Frequent travelers have had a long-lasting love affair with the Citi Prestige® Card (Review). This card offer is unique for its fourth night free on hotel stays of four nights or more, a valuable perk that could help you save hundreds or even thousands of dollars per year, if you stay at high-end properties. The Prestige used to be a powerhouse because you could use that benefit as often as you wanted, but now it’s capped at two uses per year. This new limitation is a bit of a downer, but most people shouldn’t mind too much because Citi stated that the average cardholder didn’t use that perk more than twice per year anyway.

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pros and cons

5X ThankYou points on Air travel and Restaurants

3X ThankYou points on Hotels and Cruise Lines

No limit to the amount of points you can earn

Rewards never expire

$250 travel credit

Complimentary 4th night free on eligible hotel stays, capped at twice per year

Complimentary Priority Pass Select membership

Global Entry or TSA Pre✓ Application Fee Credit

No foreign transaction fees

Citi has a variety of airline travel partners, but unfortunately there are no hotel partners. You’ll find some popular and some less-popular airlines, and point values could reach 2 cents per point or higher.


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Credit Score

Cash Back Credit Cards For Groceries

If you hit the supermarket all the time, then you might want to look into getting a credit card that rewards you for getting groceries. Here’s our take on the best credit cards for cash back on groceries.

Cash Back Credit Cards For Gas

Whether you drive a little or a lot, these gas credit cards are great for anyone who finds themselves at the fuel pump. Get gas, get rewarded – it’s that simple.These cards are your best options for cash back on gas.

Cash Back Credit Cards For Dining at Restaurants

If you’re always going out to eat or ordering in, how does saving 4% on all that spending sound? Just don’t fight over who gets to pay the bill.These cards are your best options for cash back on dining at restaurants.

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