Rewards:


Costs:

Annual fee

$0

Intro APR

0% for 12 billing cycles

Intro Purchase APR:

0% for 12 billing cycles

Balance transfer fee

$0

Foreign transaction fee

3%


Application:

See If You're Pre-Qualified

Are you eligible for pre-qualified credit card offers? There's no impact to your credit score to find out now. Apply by phone

View Your Credit Score

Use Bank of America® Cash Rewards Credit Card to monitor your credit score and more. Learn about CreditWise.


Payment

View, edit or cancel a scheduled payment

To view pending payments, including online, mobile, phone and AutoPay payments, look under Pending Payments. From here, you can also edit or cancel a payment.

How to make an online credit card payment

Set up a payment account that will be associated with your credit card.

Make your online payment quickly and easily.

You can schedule up to three payments at a time.


Customer Service:

Phone

1-877-514-2265

Find an ATM or Capital One location near you

When you need us, we'll be there. Visit a Capital One ATM or branch near you or experience Banking Reimagined® at a Capital One Café.

Bank of America® Cash Rewards Credit Card

From good To exceptional ( Credit Recommended Good )

Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card (Review) is one of the most flexible cash back cards around, with a 3% bonus category you can change every month. Dining is one of your choices, along with quite a few other useful options, and you’ll always get grocery stores for one of your smaller categories.

Read More

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pros and cons

No annual fee

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings

Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases

You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same

No expiration on rewards

0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% – 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers

If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase

Cost

Annual Fee

$0

Purchase APR

3%

Foreign Transaction Fee

Cash Back

2%

Credit Score

Good

No Annual Fee Credit Cards For Long 0% Balance Transfer APR

If you need a card with a long 0% intro APR for purchases, it will be hard to beat the U.S. Bank Visa® Platinum Card.

Rotating Bonus Categories

A typical rotating bonus category earns 5%, while other cards are limited to earning 2% or 3% cash back, says Daniel Gillaspia, travel and rewards expert and founder of the travel rewards blog UponArriving. Category choices are gas, online shopping, dining, travel, drugstores, or home improvement/furnishings.

Food (Restaurants and Groceries)

The Bank of America® Cash Rewards Credit Card (Review) is one of the most flexible cash back cards around, with a 3% bonus category you can change every month. Dining is one of your choices, along with quite a few other useful options, and you’ll always get grocery stores for one of your smaller categories.

No Annual Fee Credit Cards For Bad Credit

Secured cards are designed for people with bad, limited, or no credit, so they usually come with pretty unfavorable terms. But the Discover it Secured is different, and even provides a decent rewards program. Not only that, your cash back is doubled for the first year! That’s even better than some reward credit cards.

Signup Bonus Credit Card

The signup bonus — one of the most valuable and coveted credit card features, with the potential to put a huge dent in your spending or help you score free flights and hotel stays. Many rewards cards come with signup bonuses, also known as introductory bonuses or welcome bonuses. These bonus offers can provide a surprising amount of value, with returns on spending ranging from around 20% on average to more than 50% in some cases.

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