With this card, you can earn the equivalent of 1% to 3% cash back on your purchases, depending on what you buy.

3X points per dollar at:


Gas stations


Eligible streaming services

1X point per dollar on all other purchases


Regular APR

13.99%-25.99%  variable

Annual Fee


Balance Transfer Fee

3% for 120 days, then 5%How to Transfer a Balance on a Credit Card

Foreign transaction fees

3% of the transaction value

The Benefits

Although the value of the Wells Fargo Propel card comes mainly from its rewards, it does offer some nice benefits to cardholders, too. One of the biggest highlights is its Cell Phone Protection program.

For more information, check out the Wells Fargo Propel Card’s Guide to Benefits.

Cell Phone Protection

Pay your monthly cell phone bill with your Wells Fargo Propel card and you’ll get up to $600 in protection for your phone, with a $25 deductible. Eligible phones are protected against damage or theft. Phones that are lost are not eligible for the program.

Cell phone protection begins the first day of the month after you start paying your cell phone bill with your card.

Shopping Protections


Online Bill Payment

Call 1-800-642-4720 to learn more.

Customer Service



Mail address


Wells Fargo Propel American Express® card

From good To exceptional ( Credit Recommended Good )

Wells Fargo Propel American Express® card

If you’re new to travel credit cards the Propel could be a good place to start. It has no annual fee and provides the opportunity to earn points back on travel, gas, restaurants, and some eligible streaming services (a rare feature). You’ll also get a solid 0% intro APR on purchases and balance transfers.

Read More


pros and cons

No annual fee

3X points for gas, dining out, travel, and eligible streaming services

Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months

Redeem points for cash, gift cards, or travel

No expiration date on rewards points

12 months at 0% Intro APR introductory APR on purchases and balance transfers

No foreign transaction fees


Annual Fee


Purchase APR


Foreign Transaction Fee

Cash Back

1% - 3%

Credit Score


Cash Back Credit Cards For Groceries

If you hit the supermarket all the time, then you might want to look into getting a credit card that rewards you for getting groceries. Here’s our take on the best credit cards for cash back on groceries.

Cash Back Credit Cards For Student

While it can be difficult to get approved for a new credit card with a limited credit history, there are several major banks that offer credit cards designed specifically for college students. Students can get great cash back by using these cards.

Cash Back Credit Cards For Dining at Restaurants

If you’re always going out to eat or ordering in, how does saving 4% on all that spending sound? Just don’t fight over who gets to pay the bill.These cards are your best options for cash back on dining at restaurants.

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