U.S. Bank Cash+™ Visa Signature® Card
The U.S. Bank Cash+™ Visa Signature® Card is a good cash back credit card for people with good or excellent credit who want the opportunity to earn lots of bonus rewards without paying an annual fee. The U.S. Bank Cash+ offer starts with an easy-to-earn sign-up bonus: $200 for spending $500 in the first 90 days. There’s no letup with its ongoing rewards, either, as cardholders earn 5% cash back on up to $2,000 spent in two bonus categories each quarter, plus unlimited 2% cash back in one quarterly bonus category and 1% back on everything else.
pros and cons
Lower than average purchase APRs.
0% APR balance transfer intro rate on balance transfers for up to 12 months.
No annual fee.
Multiple credit card perks.
Earn rewards on every purchase.
US Bank Cash+™ Visa Signature Card reports to multiple credit bureaus.
Requires good to excellent credit.
Does not offer rewards or cash back.
Charges a foreign transaction fee of 3%.
Charges a 3% balance transfer fee.
Cost
Annual Fee
$0
Purchase APR
13.99% - 23.99%
Foreign Transaction Fee
3%
Cash Back
5%
Credit Score
700 - 850
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