Rewards:

Sign-up Bonus:

Earn 50,000 bonus points after spending $4,000 in the first 90 days of opening your account.

Other Benefits:


Costs:

Annual Fee

$0 intro annual fee for the first year, then $49

Rewards Rate

2x-3x

Bonus Offer

Earn 50,000 bonus points after spending $4,000 in the first 90 days of opening your account

Intro APR

N/A

APR

11.99% - 18.00%, Variable

Penalty APR

Up to 18.00%, Variable

Cash Advance APR

20.00%, Variable

Foreign Transaction Fee

None


Application:

Who Can Join Navy Federal

To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard.

Apply By Phone

Using the online application, you can apply for membership in about 10 minutes. You can even sign your children up for membership through our minor membership application. Give a call at 1-888-842-6328 or visit a branch to apply in person.


Payment：

Online Banking

If you're connected to the internet, you're connected to Navy Federal. No matter where you are, our free, fast and secure 24-hour, worldwide online banking service lets you transfer funds, pay bills, order checks, view up to 36 months of statements and make payments. You can even apply for loans, open new accounts, enroll in direct deposit and more.

Mobile® App

Manage your accounts anytime, anywhere with our mobile app, an all-in-one personal finance tool for Apple®, Android™ and Kindle Fire™ devices.


Customer Service:

Mobile App

Manage your accounts anytime, anywhere with our mobile app, an all-in-one personal finance tool for Apple®, Android™ and Kindle Fire™ devices.

Phone Number

Routing Number: 256074974

Mobile Web*

Easily access and manage your accounts on any mobile device through our secure mobile website.

Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card

From good To exceptional ( Credit Recommended 690-850 )

Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card

When it comes to travel credit cards, you typically get what you pay for. But the Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card bucks that trend, offering far more than many other cards at similar price points. The card has a modest annual fee, but in exchange, you'll earn high ongoing rewards, not to mention a fat sign-up bonus that easily outstrips the cost of card ownership, plus plenty of travel-friendly side perks. There are a couple of potential stumbling blocks. You have to join the Navy Federal Credit Union to apply, which may be a problem if you don't meet the eligibility criteria or just don't want the extra legwork. And while earning rewards with the card is easy, redeeming them requires jumping through a few hoops.

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pros and cons

High rewards rate

No foreign transaction fee

Has annual fee

Cost

Annual Fee

$0 then $49

Purchase APR

11.99% - 18.00% (V)

Foreign Transaction Fee

$0

Cash Back

2%-3%(V)

Credit Score

690-850

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