Rewards

Sign-up Bonus

When you spend at least $500 in qualifying purchases within the first 3 months, you get $100 bonus cash. That's a 20% return on your first $500 spent.

Earning Cash Back Rewards

Navy Federal Credit Union cash rewards Credit Card earns unlimited 1.5% cashback on all purchases. There are no caps or restrictions on how much you can earn, and cash back never expires.

Redeeming Cash Back Rewards

You can redeem your accumulated cashback in any amount for deposits to your Navy Federal Credit Union checking, savings, or money market account, or for statement credits against your account balance.

Visa Signature Benefits

If you have very good or excellent credit and adequate income, you may qualify for a Visa Signature card. Visa Signature products carry credit limits of $5,000 or higher along with an attractive lineup of fringe benefits, including automatic fraud monitoring with real-time notifications and complimentary loss and damage coverage on rental cars charged in full to your card.

Visa Merchant Discounts

Your card also comes with some valuable discounts on purchases at Visa partner merchants, including travel vendors such as Gray Line Tours and Madame Tussaud’s, cultural institutions such as the Metropolitan Museum of Art in New York City, and popular apparel vendors such as UGG and Calvin Klein.


Costs:

Annual fee

$0

Rewards rate

1.5%

Bonus offer

$250 bonus cash back when you spend $2,500 within 90 days of account opening.

Intro APR

N/A

APR

11.65% - 18.00%, Variable

Penalty APR

Up to 18.00%, Variable

Cash Advance APR

20.00%, Variable

Foreign transaction fee

None


Application:

Who Can Join Navy Federal

To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard.


Payment：

Online Banking

If you're connected to the internet, you're connected to Navy Federal. No matter where you are, our free, fast and secure 24-hour, worldwide online banking service lets you transfer funds, pay bills, order checks, view up to 36 months of statements and make payments. You can even apply for loans, open new accounts, enroll in direct deposit and more.

Mobile® App

Manage your accounts anytime, anywhere with our mobile app, an all-in-one personal finance tool for Apple®, Android™ and Kindle Fire™ devices.


Customer Service:

Mobile App

Manage your accounts anytime, anywhere with our mobile app, an all-in-one personal finance tool for Apple®, Android™ and Kindle Fire™ devices.

Phone number

Routing Number: 256074974

Mobile Web

Easily access and manage your accounts on any mobile device through our secure mobile website.

Navy Federal Credit Union® CashRewards Credit Card

From fair To exceptional ( Credit Recommended 640-850 )

Navy Federal Credit Union® CashRewards Credit Card

If you do qualify for NFCU cash rewards Credit Card, you’re in for a treat. In addition to a solid cash back rewards program, this card has a nice sign-up bonus and low fees. It also has a surprisingly robust lineup of fringe benefits, especially for cardholders who qualify for the Visa Signature version.

Read More

01

pros and cons

Qualify with average credit

High rewards rate

No annual fee

No foreign transaction fee

No Introductory APR Promotion

Not Available to the General Public

Cost

Annual Fee

$0

Purchase APR

11.65%-18.00% (V)

Foreign Transaction Fee

$0

Cash Back

1.5%

Credit Score

640-850

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