Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Earn 4X Membership Rewards points on the two categories where your business spent the most each billing cycle from the list below, up to the first $150,000 in combined spending from these two categories each calendar year:


Annual fee


Rewards rate


Intro APR


Ongoing APR

APR: 15.74% - 23.74% Variable  Penalty APR: 29.99% Variable

Foreign transaction fee



By Phone


Check Your Status Online

If you are already a Chase customer, you can check your application status online. After you log in to your account, click on the icon in the top left corner that looks like a column of lines.


Automated Payments

Reduce manual process. Eliminate check-writing. Streamline how you pay suppliers by automating your accounts payable process - while taking advantage of card benefits.

Mobile and Tablet Apps

Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps can make it easier to manage your Card account whenever it's convenient for you.

Account Manager

Assign a trusted employee or business partner to be an Account Manager on your Business Card account.2 They can handle your tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business.

Customer Service:


Speak to a business specialist at 1-855-407-0599 or take our quiz to see what’s right for you.

American Express® Business Gold Card

From good To exceptional ( Credit Recommended 690-850 )

American Express® Business Gold Card

The American Express® Business Gold Card is a pricey ($295 annual fee), yet highly rewarding business credit card that’s great for chief executives with good or excellent credit who plan to pay most charges in full by the due date each month. Amex Business Gold is not a full-on charge card, as cardholders have the option to pay for purchases of $100 or more over time. But it’s not as flexible financing-wise as general-purpose credit cards. The American Express Business Gold Card is best for earning bonus rewards in popular corporate spending categories.

Read More


pros and cons

No annual fee

No foreign transaction fee

Annual fee

High APR


Annual Fee


Purchase APR

15.74% - 23.74%(V)

Foreign Transaction Fee


Cash Back


Credit Score


Business Credit Cards For Bad Credit

Whether you're looking to build credit from scratch or rebuild credit after a bad setback, a secured credit card can be an invaluable tool. Secured cards require you to provide a cash security deposit, usually equal to your credit line. The issuer holds the deposit in case you don't pay your bill; you get the deposit back when you upgrade to a regular "unsecured" card or close the account in good standing. Because the deposit protects the issuer from losing money, secured cards are easier for people with bad credit or no credit to qualify for.

Signup Bonus Credit Card

The signup bonus — one of the most valuable and coveted credit card features, with the potential to put a huge dent in your spending or help you score free flights and hotel stays. Many rewards cards come with signup bonuses, also known as introductory bonuses or welcome bonuses. These bonus offers can provide a surprising amount of value, with returns on spending ranging from around 20% on average to more than 50% in some cases.

Business Credit Cards For Business Travel Rewards

The spending required to keep your small business or side hustle humming can also give you a boost toward your next trip — if you put those expenses on a credit card that offers travel rewards. Although entrepreneurs can use consumer travel cards for business expenses, a card specifically designed for business use can be more lucrative.

Business Credit Cards For Varied Business Spending

Sometimes you may not know what your business expenses will be from month to month. If that’s your situation, you may like a card with many different bonus categories, or categories that are flexible in some way.

Business Credit Cards For No Annual Fee

Avoiding annual fees on a business credit card can help eliminate the cost of owning a credit card. You should consider using a fee-free card if you own a startup or new business, want to issue free employee credit cards, or don’t need top-tier perks like airport lounge access.

Sponsored Links

Related Credit Card/Article

This card’s perks are especially impressive considering it charges no annual fee. Among other benefits, you’ll enjoy free shipping at dozens of online stores with a complimentary ShopRunner membership and a chance at no-interest financing through Amex’s “Pay It Plan It” program.
American Express Cash Magnet® Card
The Spark Cash gives business owners a straightforward way to earn easy cash back. You’ll earn decent rewards on all your spending, no matter what expenses you have from month to month, and get some helpful business perks.
 Capital One® Spark® Cash for Business
For business owners who travel frequently, the Capital One® Spark® Miles for Business is a simple but valuable choice. You'll earn double miles on your purchases, and that rate increases for hotel and rental car bookings made via Capital One Travel. Those miles are easy to redeem, too. You can use them toward various kinds of travel purchases — flights, hotels, vacation packages and more — or you can opt to transfer your miles to more than a dozen travel partners.
Capital One® Spark® Miles for Business
The Citi® Double Cash Card is a no-annual-fee favorite. With a flat cashback rate on all purchases and a bonus amount added as you pay them off, you’ll find simple and strong rewards. Citibank occasionally offers an intro APR on balance transfers. When it does, you’ll typically find an impressive promotion.
Citi® Double Cash Card