Rewards

welcome bonus

15,000

Points


Costs

Annual Fee

$0

Rewards Rate

1x-2x

welcome bonus

15,000

Points

Intro Purchase APR

0% for 15 Months

Regular Purchase APR

13.49% - 23.49% Variable

Intro Balance Transfer APR

0% for 15 Months

Cash Advance APR

25.24% Variable

Foreign Transaction Fee

3%


Card details

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.

The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Citi Rewards+℠ Card

From good To exceptional ( Credit Recommended Good )

Citi Rewards+℠ Card

With the Citi Rewards+℠ Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi's best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.*

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pros and cons

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.2

The Citi Rewards+ Card is the only card that automatically rounds up to the nearest 10

points on every purchase – a $2 cup of coffee can earn 10 points. All with No Annual Fee*

Cost

Annual Fee

$0

Purchase APR

3%

Foreign Transaction Fee

Cash Back

None

Credit Score

Good

Earning Rewards

Rewards credit cards come in two main varieties: cash-back cards and travel cards. Cash-back cards pay you back a percentage of the amount of each transaction. Travel rewards credit cards give you points or miles for each dollar you spend; you redeem those rewards for free flights, hotel stays and more. No single rewards card is right for everyone. It's all about how you spend money and what kind of rewards you value.

Premium Travel Rewards

Frequent travelers can get a lot out of the Chase Sapphire Reserve® (Review). Cardholders enjoy an excellent rewards rate on travel and dining, valuable travel benefits that are easy to take advantage of, and diverse travel partners for point transfers. Wondering if you should go with the Sapphire Reserve or the less-expensive Chase Sapphire Preferred® Card (Review)? Read our comparison of the Chase Sapphire Reserve vs. Sapphire Preferred.

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